Helena-A House and Lot at CrestView Homes

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Helena A (Single Attached) Bungalow is one of the 4 model house units in Crestview homes located at Mintal, Davao City. It consist of 100 square meters lot area with 38 square meters floor area. It has 2 bedrooms and 1 toilet and bath.

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Helena A (Single Attached) – Architects Perspective

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Helena A (Single Attached) – Actual Photo of Unit

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Helena A (Single Attached) – Floor Plan

Lot Area: 100 sqm

Floor Area: 38 sqm

2 Bedroom

1 Toilet and Bath

Sample Computation for Helena A:

Package Price: P1,300,00

Reservation Fee: P15,000

==HDMF FINANCING==

Total Loanable Value: P1,082,520

Total Equity Includes Transfer & HDMF Fees: P276,727

Equity 6 Mos to Pay: P46,121 per month

Equity 12 Mos to Pay: P23,061 per month

Equity 18 Mos to Pay: P15,374 per month

Equity 22 Mos to Pay: P12,579 per month

Equity 24 Mos to Pay: P11,530 per month

Total HDMF Take Out: P1,082,520

20 yrs @ 5.5% int. rate (Indicative): P7,447 per month

25 yrs @ 5.5% int. rate (Indicative): P6,648 per month

30 yrs @ 5.5% int. rate (Indicative): P6,146 per month

==IN-HOUSE FINANCING==

30% Down Payment: P385,500

SPOT Down Payment 2% Discount: P377,790

6 Mos @ 0% int. rate: P62,250 per month

12 Mos @ 0% int. rate: P32,125 per month

15 Mos @ 0% int. rate: P25,700 per month

18 Mos @ 0% int. rate: P21,417 per month

22 Mos @ 0% int. rate: P17,523 per month

24 Mos @ 0% int. rate: P16,063 per month

70% Balance: P899,500

3 yrs to pay @ 12% int: P29,876 per month

5 yrs to pay @ 15% int: P21,399 per month

7 yrs to pay @ 17% int: P18,382 per month

10 yrs to pay @ 18% int: P16,208 per month

==SPOT CASH AND DEFERRED CASH==

Spot Cash 30 days: 2% Discount: P1,259,300

6 Monthly Payments: 1% Discount: P212,025 per month

12 Monthly Payments @ 0% int.: P107,083 per month

24 Monthly Payments @ 0% int.: P53,542 per month

36 Monthly Payments @ 0% int.: P35,694 per month

48 Monthly Payments @ 0% int.: P26,771 per month

==BANK FINANCING==

20% Equity Payment: P257,000

6 Mos. @ 0% int. rate: P42,833 per month

12 Mos. @ 0% int. rate: P21,417 per month

18 Mos. @ 0% int. rate: P14,278 per month

24 Mos. @ 0% int. rate: P10,708 per month

Approx. Transfer Fee(Due with last equity): P69,382

80% Balance for Financing: P1,028,000

5 yrs to pay 6% int. rate (Indicative – subj to repr): P19,874 per month

15 yrs to pay 6% int. rate (Indicative – subj to repr): P8,675 per month

20 yrs to pay 6% int. rate (Indicative – subj to repr): P7,365 per month

25 yrs to pay 6% int. rate(Indicative – subj to repr): P6,623 per month

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