Helena-A House and Lot at CrestView Homes

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Helena A (Single Attached) Bungalow is one of the 4 model house units in Crestview homes located at Mintal, Davao City. It consist of 100 square meters lot area with 38 square meters floor area. It has 2 bedrooms and 1 toilet and bath.

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Helena A (Single Attached) – Architects Perspective

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Helena A (Single Attached) – Actual Photo of Unit

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Helena A (Single Attached) – Floor Plan

Lot Area: 100 sqm

Floor Area: 38 sqm

2 Bedroom

1 Toilet and Bath

Sample Computation for Helena A:

Package Price: P1,375,00

Reservation Fee: P15,000

==HDMF FINANCING==

Total Loanable Value: P1,138,680

Total Equity Includes Transfer & HDMF Fees: P301,718

Equity 6 Mos to Pay: P50,286 per month

Equity 12 Mos to Pay: P25,143 per month

Equity 18 Mos to Pay: P16,762 per month

Equity 20 Mos to Pay: P15,086 per month

Total HDMF Take Out: P1,138,680

20 yrs @ 5.5% int. rate (Indicative): P7,833 per month

25 yrs @ 5.5% int. rate (Indicative): P6,992 per month

30 yrs @ 5.5% int. rate (Indicative): P6,465 per month

==IN-HOUSE FINANCING==

30% Down Payment: P408,000

SPOT Down Payment 2% Discount: P399,840

6 Mos @ 0% int. rate: P68,000 per month

12 Mos @ 0% int. rate: P34,000 per month

 

22 Mos @ 0% int. rate: P18,545 per month

70% Balance: P952,000

3 yrs to pay @ 12% int: P31,620 per month

5 yrs to pay @ 15% int: P22,648 per month

7 yrs to pay @ 17% int: P19,455 per month

10 yrs to pay @ 18% int: P17,154 per month

==SPOT CASH AND DEFERRED CASH==

Spot Cash 30 days: 2% Discount: P1,332,500

6 Monthly Payments: 1% Discount: P224,375 per month

12 Monthly Payments @ 0% int.: P113,333 per month

24 Monthly Payments @ 0% int.: P56,667 per month

36 Monthly Payments @ 0% int.: P37,778 per month

48 Monthly Payments @ 0% int.: P28,333 per month

==BANK FINANCING==

20% Equity Payment: P272,000

6 Mos. @ 0% int. rate: P45,333 per month

12 Mos. @ 0% int. rate: P22,667 per month

18 Mos. @ 0% int. rate: P15,111 per month

20 Mos. @ 0% int. rate: P13,600 per month

Approx. Transfer Fee(Due with last equity): P71,947

80% Balance for Financing: P1,088,000

5 yrs to pay 6% int. rate (Indicative – subj to repr): P21,034 per month

15 yrs to pay 6% int. rate (Indicative – subj to repr): P9,181 per month

20 yrs to pay 6% int. rate (Indicative – subj to repr): P7,795 per month

25 yrs to pay 6% int. rate(Indicative – subj to repr): P7,010 per month

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