Helena-D House and Lot at CrestView Homes

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Helena D (Single Detached) Bungalow is one of the 4 model house units in Crestview homes located at Mintal, Davao City. It consist of 100 square meters lot area with 38 square meters floor area. It has 2 bedrooms and 1 toilet and bath.

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Helena D (Single Detached) – Architects Perspective

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Helena D (Single Detached) – Actual Photo of Unit

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Helena D (Single Detached) – Floor Plan

Lot Area: 100 sqm

Floor Area: 38 sqm

2 Bedroom

1 Toilet and Bath

Sample Computation for Helena D:

Package Price: P1,325,000

Reservation Fee: P15,000

==HDMF FINANCING==

Total Loanable Value: P1,,098,900

Total Equity Includes Transfer & HDMF Fees: P285,683

Equity 6 Mos to Pay: P47,614 per month

Equity 12 Mos to Pay: P23,807 per month

Equity 18 Mos to Pay: P15,871 per month

Equity 22 Mos to Pay: P12,986 per month

Equity 24 Mos to Pay: P11,903 per month

Total HDMF Take Out: P1,098,900

20 yrs @ 5.5% int. rate (Indicative): P7,559 per month

25 yrs @ 5.5% int. rate (Indicative): P6,748 per month

30 yrs @ 5.5% int. rate (Indicative): P6,239 per month

==IN-HOUSE FINANCING==

30% Down Payment: P393,000

SPOT Down Payment 2% Discount: P385,140

6 Mos @ 0% int. rate: P65,500 per month

12 Mos @ 0% int. rate: P32,750 per month

15 Mos @ 0% int. rate: P26,200 per month

18 Mos @ 0% int. rate: P21,833 per month

22 Mos @ 0% int. rate: P17,864 per month

24 Mos @ 0% int. rate: P16,375 per month

70% Balance: P917,000

3 yrs to pay @ 12% int: P30,458 per month

5 yrs to pay @ 15% int: P21,815 per month

7 yrs to pay @ 17% int: P18,740 per month

10 yrs to pay @ 18% int: P16,523 per month

==SPOT CASH AND DEFERRED CASH==

Spot Cash 30 days: 2% Discount: P1,283,800

6 Monthly Payments: 1% Discount: P216,150 per month

12 Monthly Payments @ 0% int.: P110,417 per month

24 Monthly Payments @ 0% int.: P54,583 per month

36 Monthly Payments @ 0% int.: P36,389 per month

48 Monthly Payments @ 0% int.: P27,292 per month

==BANK FINANCING==

20% Equity Payment: P262,000

6 Mos. @ 0% int. rate: P43,667 per month

12 Mos. @ 0% int. rate: P21,833 per month

18 Mos. @ 0% int. rate: P14,556 per month

24 Mos. @ 0% int. rate: P10,917 per month

Approx. Transfer Fee(Due with last equity): P70,094

80% Balance for Financing: P1048,000

5 yrs to pay 6% int. rate (Indicative – subj to repr): P20,261 per month

15 yrs to pay 6% int. rate (Indicative – subj to repr): P8,844 per month

20 yrs to pay 6% int. rate (Indicative – subj to repr): P7,508 per month

25 yrs to pay 6% int. rate (Indicative – subj to repr): P6,752 per month

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