Helena-D House and Lot at CrestView Homes

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Helena D (Single Detached) Bungalow is one of the 4 model house units in Crestview homes located at Mintal, Davao City. It consist of 100 square meters lot area with 38 square meters floor area. It has 2 bedrooms and 1 toilet and bath.

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Helena D (Single Detached) – Architects Perspective

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Helena D (Single Detached) – Actual Photo of Unit

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Helena D (Single Detached) – Floor Plan

Lot Area: 100 sqm

Floor Area: 38 sqm

2 Bedroom

1 Toilet and Bath

Sample Computation for Helena D:

Package Price: P1,405,000

Reservation Fee: P15,000

==HDMF FINANCING==

Total Loanable Value: P1,156,680

Total Equity Includes Transfer & HDMF Fees: P314,087

Equity 6 Mos to Pay: P52,348 per month

Equity 12 Mos to Pay: P26,174 per month

Equity 18 Mos to Pay: P17,449 per month

Equity 20 Mos to Pay: P15,704 per month

Total HDMF Take Out: P1,156,680

20 yrs @ 5.5% int. rate (Indicative): P7,957 per month

25 yrs @ 5.5% int. rate (Indicative): P7,103 per month

30 yrs @ 5.5% int. rate (Indicative): P6,568 per month

==IN-HOUSE FINANCING==

30% Down Payment: P417,000

SPOT Down Payment 2% Discount: P408,660

6 Mos @ 0% int. rate: P69,500 per month

12 Mos @ 0% int. rate: P34,750 per month

22 Mos @ 0% int. rate: P18,955 per month

70% Balance: P973,000

3 yrs to pay @ 12% int: P32,318 per month

5 yrs to pay @ 15% int: P23,148 per month

7 yrs to pay @ 17% int: P19,884 per month

10 yrs to pay @ 18% int: P17,532 per month

==SPOT CASH AND DEFERRED CASH==

Spot Cash 30 days: 2% Discount: P1,361,900

6 Monthly Payments: 1% Discount: P229,325 per month

12 Monthly Payments @ 0% int.: P115,833 per month

24 Monthly Payments @ 0% int.: P57,917 per month

36 Monthly Payments @ 0% int.: P38,611 per month

48 Monthly Payments @ 0% int.: P28,958 per month

==BANK FINANCING==

20% Equity Payment: P278,000

6 Mos. @ 0% int. rate: P46,333 per month

12 Mos. @ 0% int. rate: P23,167 per month

18 Mos. @ 0% int. rate: P15,444 per month

20 Mos. @ 0% int. rate: P13,900 per month

Approx. Transfer Fee(Due with last equity): P72,802

80% Balance for Financing: P1,112,000

5 yrs to pay 6% int. rate (Indicative – subj to repr): P21,498 per month

15 yrs to pay 6% int. rate (Indicative – subj to repr): P9,384 per month

20 yrs to pay 6% int. rate (Indicative – subj to repr): P7,967 per month

25 yrs to pay 6% int. rate (Indicative – subj to repr): P7,165 per month

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